Financial Tidbits 02/06/2013

Image representing Facebook as depicted in Cru...

Image via CrunchBase found 64% of people surveyed said they waste time every day by visiting non-work related websites during work hours. A full 39% said they spent 1 hour per week or less on personal tasks at work, while at the other end of the spectrum, 3% said they spent 10 hours or more. Websites people visited the most often at work included: Facebook (41%); Yahoo (31%); Google+ (28%); Amazon (25%); CNN (20%) and YouTube (13%).

 There are many ways to set and achieve goals, but to be effective the experts say big tasks should be broken down into smaller ones and focus must be maintained, so it makes sense to start small and build on that.

FICO has released research that finds the delinquency rate on student loans originated from 2005 to 2007 is 12.4% vs. 15.1% for loans originated from 2010 to 2012. Perhaps just as alarming, this 22% jump in delinquencies has even been overwhelmed by a 58% increase in the amount of debt borrowed (was $17,233 in 2005 vs. $27,253 in 2012).

American Lawyer magazine finds 55% of managing partners say they plan to ask between 1 and 5 partners to leave in 2013 due to reduced performance and lower revenues.


Branch Manager that has worked in the small to medium sized business lending field. I have experience in all types commercial lending and I'm here to provide insights from a lender's point of view. I hope to impart some knowledge that can take your business or profession to the next level. I currently work as a Branch Manager at the 10th & Bannock Office for Banner Bank in Boise, Idaho.

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Posted in Debt, Economy, Employees, Facebook, FICO, Goal, Goal Setting, Google, Loan, Motivation, Self-Discipline, Time, Twitter

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