Financial Tidbits 05/14/2013

English: The three biggest web search engines

English: The three biggest web search engines (Photo credit: Wikipedia)

The FDIC reports community banks hold only 14% of banking industry assets, but originate 46% of all small loans to businesses and farms in the country.

RealtyTrac reports foreclosure activity in Apr. hit the lowest level in 74months, as the housing sector gets better. 

Analysis by Entrepreneur finds 75% of people using search engines won’t click past the first page results and 93%use search engines as their first place to begin research.

Cisco reports that as of early 2012, the percentage of people in this country who owned a smartphone passed the 50% level.

The latest research by the Wireless Industry Association finds 34% of US households as of 2011 only use wireless phones, as land lines go the way of the dinosaur.

BLS data finds roughly 40% of married women now earn more than their husbands vs. only 18% in 1987. The simple fact is that women today are the primary wage earners in many households and they are also more likely to be single than a generation ago. That means they are making financial decisions for themselves and for their families, not only because they want to, but in many cases, because they must.

Women are relatively confident in their ability to achieve financial goals such as buying a house, reducing debt, being able to support themselves and not being a financial burden to their families. Yet, 40% said they needed help to feel financially prepared. In addition only 22% felt “very well equipped” to make wise financial decisions.

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Branch Manager that has worked in the small to medium sized business lending field. I have experience in all types commercial lending and I'm here to provide insights from a lender's point of view. I hope to impart some knowledge that can take your business or profession to the next level. I currently work as a Branch Manager at the 10th & Bannock Office for Banner Bank in Boise, Idaho.

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