Financial Tidbits 05/20/2013

 A survey by the Center for Professional Excellence of HR professionals finds 50% say most recentTexting college graduates are not professional in their first year on the job, up from 40% who felt that way last year. Texting in meetings, a more casual to business and other factors are more typical now.

Research finds banks continue to loosen credit standards as they try to address the more than $2T in excess deposits vs. loans currently in the system.

A survey by research firm Penn Schoen Berland of small business owners finds technology needs are handled by the owners themselves (47%), freelance technology specialists (38%), an in-house dedicated technology employee (18%) and outside technology vendors (14%).

A survey by Mojiva finds 79% of those surveyed now read financial news on their tablets or smartphones and 72% use a banking app or visit the online site at least weekly.

Analysis by Pew Research finds the median debt of households headed by an adult 35Ys or younger declined 29% from 2007 to 2010 ($21.9k vs. $15.5k) vs. 8% for those ages 35Ys or older ($32.5k vs. $30.1k).

A survey by research firm Penn Schoen Berland of small business owners finds the top five sources of funding are: personal savings (39%), other (29%), banks (22%), friends/family (4%) and government grants (3%).

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Branch Manager that has worked in the small to medium sized business lending field. I have experience in all types commercial lending and I'm here to provide insights from a lender's point of view. I hope to impart some knowledge that can take your business or profession to the next level. I currently work as a Branch Manager at the 10th & Bannock Office for Banner Bank in Boise, Idaho.

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Posted in Balance Sheet, Bank, Business, Credit, Debt, Entrepreneur, Internet Banking, iPad, Loan, Money, Small Business, Smartphone, SMB

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